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Payment Protection Insurance (PPI)

UK Mis-sold payment protection insurance We’ve all experienced it, pushy sales people trying to sell us payment protection insurance (PPI) when you take out a loan or apply for a credit card.

The idea is that PPI covers your debt repayments if you can’t work. It pays off the debt if you are ill, have an accident, or are made redundant. But PPI is often mis-sold, which means that many people are left paying for expensive insurance policies that they’ll never be able to claim on.

And it’s a huge problem. According to Which?, over two million PPI policies have been mis-sold.

But if you think you may have been mis-sold PPI, we can help. Our specialist PPI team has helped thousands of people check if they were misled when buying PPI – and helped them to reclaim every penny they have paid in premiums.

According to the Citizens Advice Bureau, the average claim for PPI is £2,500, but the premium paid on a secured loan could be in excess of £10,000 – and we could help you claim this back. www.citizensadvice.co.uk

What’s more, you can claim for the past six years on current accounts, savings accounts, credit cards and mortgages.

What can I claim for?

At Debt Refund, we’ve assisted hundreds of people who have suffered from PPI mis-selling, helping them to claim back the money they have paid in PPI premiums.

If you have used one of the following lending facilities in the past six years, you may have a PPI policy:

  • Consolidation loan
  • Car loan
  • Personal loan
  • Credit cards
  • Store cards
  • Mortgage

This includes people who have taken out PPI without being told that it won’t pay if they are self-employed, retired or have to stop work because of an existing medical condition, and people who’ve taken out a policy because the loan company told them they had to.

And when applying for credit, were you:

  • Told you had to have PPI to get the loan?
  • Pressured into buying PPI by a pushy sales person?
  • Sold a financial product without being told PPI was included?
  • Self-employed, unemployed, redundant or retired?

If you answered yes to any of the above you may have been a victim of PPI mis-selling and therefore be entitled to a full refund.

How does it work?

At Debt Refund, we can advise if your PPI mis-selling claim is likely to be successful, and then we manage the whole claims process for you.

You don’t pay anything unless we get your money back. Then we charge our fee of just 20% of the total amount reclaimed.

Just follow a few simple steps and we can start the process of reclaiming money that is rightfully yours:

1 Either give us a call or fill in the online application form.
2 We will then send you a simple payment protection insurance mis-selling claims pack in the post, which you need to complete and return to us. This allows us to deal with your PPI provider on your behalf in relation to the payment protection insurance mis-selling claim.
3 Once we have received your completed pack we will manage the entire process, keeping you informed every step of the way.
4 Once you receive an acceptable settlement we charge our fee of 20% of the total amount reclaimed.
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